{"anonymized_title":"LatAm Fintech Senior Secured Term Notes ","anonymized_description":"Online direct lender to near-prime borrowers offering short-term, small ticket loans to consumers in Mexico. ","min_target_irr":"11.13","min_cash_interest_rate":"11.0","max_cash_interest_rate":"14.0","min_pik_rate":"0.0","disclaimer":null,"performance_fee":"0.0","management_fee":"0.0","expense_fee":"0.0","day_one_draw":"0.0","interest_rate_type":"Floating","anonymized_overview":"<p>The Company is an online direct lender to near-prime borrowers offering short-term, small ticket loans to consumers in Mexico. The company operates under a model of responsible lending that enables financial inclusion by targeting creditworthy demographics that are currently underserved. The Company offers personal loans, buy now, pay later and earned-wage advance solutions providing USD $25 to $1,000 for terms of up to 200 days and can fund in as little as 15 minutes, compared to days or weeks with incumbent lenders. Similar to U.S. lenders, Affirm and LendUp, the Company employs data analytics and machine learning to calculate a proprietary credit risk profile on every borrower that goes far beyond traditional credit score – something that is still in its infancy in Mexico.</p>","base_currency":null,"cash_interest_benchmark_rate":null,"cash_interest_spread":null,"kyc_metadata":{"kyc_type":"tradable_kyc","max_aml_risk_score":1,"allowed_countries":["US"],"entity_type":"Any","investor_status":"Any"}}